Shapley Value-Guided Adaptive Ensemble Learning for Explainable Financial Fraud Detection with U.S. Regulatory Compliance Validation
This research addresses the challenge of explainability in AI for financial fraud detection, crucial for U.S. regulatory compliance. It introduces the SHAP-Guided Adaptive Ensemble (SGAE) method, which dynamically adjusts ensemble weights based on SHAP attribution agreement, achieving high performance and transparency.